Advisor on Industrial Projects, Ex-Faculty, MDI, Gurgaon. He is a PG in Economics and doctorate in Financial Economics. He is a Certified Associate of Indian Institute of Bankers (CAIIB), and holds Diploma in Taxation and Certificate in Industrial Finance. He commenced his career with IFMR, Chennai, from where he moved to MDI, Gurgaon. Thereafter, he worked as middle level officer of Corporation Bank appraising industrial projects and joined Allwyn Nissan Ltd. (merged with Mahindra & Mahindra) as Finance Manager. He was associated with TUV India Pvt. Ltd., TUV Rheinland (India) Pvt. Ltd. and KBS Certification Services Pvt. Ltd. as validator of CDM projects, in which capacity he has validated more than 500 projects. He has more than four decades of experience in teaching, research and consultancy.