Terms of Use:

The www.schandpublishing.com ("our site" or "this website") is owned and operated by [S.Chand], herein after referred to as ("S.Chand"). By using this website, users (“Users(s)” or “You”) automatically agree to be legally bound and to abide these Terms of Use. If, You do not wish to be bound by these terms and conditions, You may not access or use any content, materials on this website.

No offer for sale:

This website, howsoever it is accessed, is not and should not constitute an offer for sale in territories where it is not permitted by rules, regulations or laws in force in those territories.

Online Conduct

Certain pages of this website are restricted to authorized Users only. Access to and use of these pages is password protected. Unauthorized individuals attempting to access these protected pages of this website may be subject to prosecution. S.Chand may terminate User’s access, or suspend any User’s access to all or any part of this website, without notice, for any conduct that S.Chand in its sole discretion, believes is in violation of any applicable law or is harmful to the interests of another User, a third-party provider or S.Chand reserves the right to seek all remedies available in law and in equity for violations of these Terms of Use.

Intellectual Property Rights

This website contains the content, materials, product, e-book, work, artwork, photographs, graphics, audio clips, video clips, text, trademarks, creation with the trade mark whether of Company or its associate party, other trademarks, logo, trade name, service marks and other marks (Collectively as “Content”), which are the intellectual property of S.Chand or its associates, vendors or respective third parties. Except, as provided herein, no license or right, express or implied, is granted or created to any person under any Intellectual Property Right.

No Content from this website may be copied, printed, modified, reproduced, republished, downloaded, transmitted, posted or distributed in any form for any purposes without prior written permission from S.Chand. All rights not expressly granted herein are reserved. Unauthorized use of the Content, appearing on this website may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.

Updation and Change in terms of Use

S.Chand reserves the right to alter or Content from this website at any time at its discretion. S.Chand may revise these Terms of Use at any time and User’s are deemed to be apprised of and bound by any changes to these Terms of Use. To make sure that You are aware of any changes, please review this policy periodically.

Links to other Websites

This website may connect You with a number of links to other local and international organisations and agencies/websites. When connecting to such other websites You will no longer be subject to this policy but to the privacy policy and terms of use of the new site. Website which are operated by third parties and are not controlled by, or affiliated to, or associated with us, unless we expressly specified on this website. We are not responsible for any form of transmission, whatsoever, received by You from any linked website. Accordingly, we do not make any representations and warranty concerning the privacy practices or policies of such third parties or terms of use of such websites, nor does we control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such websites. The inclusion or exclusion does not imply any endorsement by us of the website, the website’s provider, or the information on the website. The information provided by You to such third party websites shall be governed in accordance with the privacy policies of such websites and it is recommended that You review the privacy policy on any such websites prior to using such websites.

Content of Website/E Book

The information presented and views expressed in each eBook reflect the opinions of the authors and contributors. It should not be interpreted as an official policy of S.Chand or as an endorsement of any product. Because of ongoing research and improvements in technology, the information and its applications contained in eBooks offered for sale are constantly evolving and are subject to the professional judgment and interpretation of the practitioner/User. The author, editors, contributors, and S.Chand have made reasonable efforts to ensure the accuracy and appropriateness of the information presentation in eBooks offered for sale. However, any User of this information is advised that the authors, editors, contributors and S.Chand are not responsible for the continued currency of the information, for any errors or omissions, and/or for any consequences arising from the use of the information in the eBooks in any and all practice settings. Any reader of this document is cautioned that S.Chand makes no representation, guarantee, or warranty, express or implied, as to the accuracy and appropriateness of the information contained in these eBooks and specifically disclaims any liability to any party for the accuracy and/or completeness of the material or for any damages arising out of the use of non-use of any of the information contained in the eBooks offered for sale.

Information Collected From You

1. When you use the Platform by way of registration, log in, creation of a user account, purchase of a test series, video course, attempting a mock test, etc. or by way of interaction via third party websites and/or mobile applications or by any other way of communication with the Platform, the website may collect your personal identifiable information including name, date of birth, gender, demographic information, photos, e-mail address, telephone number, mobile phone number, credit card or debit card details, geographic location, mailing address, social media account details including list of contacts/friends and examination preference.
2. The website will use this information to validate you as a user when using the Platform, to provide the Services to you, including administration of your user account, to notify you of changes to the Service or about any changes to our terms and conditions or privacy policy, to manage business, including financial reporting and billing of its Service, for the development of new products and services, to send you newsletters, offers and promotion coupons to market and advertise its products and services by email, to comply with applicable laws, court orders and government enforcement agency requests, for research and analytic purposes including to improve the quality of the Service and to ensure that the Service is presented in the most effective manner for you and your device.
3. By registering on the website Platform, you agree and confirm your consent to providing website your aforementioned personal information, which is lawful, necessary and permissible. You at all times have the right to discontinue the use of the Platform. The website is not liable to provide you its Services in the absence or your refusal to provide the aforesaid information. Additionally, website is not liable to ensure or maintain the same quality of its Services to you, as it may for a user who provides all aforementioned information.

Information collected automatically

1. When you visit or interact with the Platform, apart from the website certain third party advertisers and/or service providers may use technologies that automatically collect information about you for both transactional (e.g., confirmation of registration, notification of purchase made, etc.) and promotional (e.g., promotions, emails, etc.) purposes. Your information may be collected by the website or such third-party advertisers and/or service providers in the following ways:-
2. Log Files: Every time you visit the Platform, the website servers automatically receive log information from your browser and device that was used to access the Platform (such as IP address, device ID, details of your network operator and type, your operating system, browser type and version, CPU speed, and connection speed). This enables us to validate you as a User, to understand your usage of the Platform and helps us to make changes and updates most suited to your needs and interests.
3. Mobile Device: When you register your mobile device or use the mobile device to access the App, In addition to the aforesaid, the website will also collect device information such as mobile device ID, model and manufacturer details, operating system etc. for the purpose of improving the App’s overall functionality and displaying content according to your preferences.
4. Cookies: Cookies are data files placed on your device, used to keep track of information such as your interaction with social media websites, the content you click on, download, upload or share and other activity on the Platform etc. in order to improve your experience of the Platform by personalizing it to your preferences and usage trends.
5. Web Beacons: Web beacons are transparent graphic images used in our email communication to you, in order to understand customer behavior and improve the overall quality, functionality and interactivity of the Platform.
6. Mobile Analytics: Mobile analytics software is used by the website to better understand and customize the functionality of the App’s software on your phone. This is done by collecting information such as your frequency of the website’s usage, the features you prefer to use on the website, where the App was downloaded from, Device Id, name of other mobile applications on your device, etc
7. Payment /Purchase Information: In order to access certain paid features and services on the Platform, you may be required to create or log into a separate account on a payment gateway or website such as “PayU” or “PayTM”. Once such an account is created, in order to process your payments/ purchases on the Platform, such payment gateway provider may require and collect your details such as name, address, phone number, email address and credit or debit card information, netbanking information or details of any web wallets maintained by you. Any and all payments made/processed or details provided to or shared with such authorized payment gateway providers shall be stored directly by such payment gateway providers without any information passing through or relayed to website. Platform assumes no liability in respect of such payments and/or information shared with or provided to such authorized payment gateway providers. It is further clarified that the aforementioned information is only used in accordance with the provisions of the applicable law and in strict adherence to this Privacy Policy.
8. Public Forums: Any information that is disclosed by you in the comments section becomes published information and website shall not be held liable for the security of the same or any persona information that you disclose herein. You agree to exercise caution when disclosing any personal information or personally identifiable information in this regard.
9. For the purpose of this Privacy Policy, any passwords, financial information such as credit or debit card details or other payment instrument details and any other information prescribed by law to be sensitive that may be collected by website during your use of the Platform and the Services provided thereon, shall be referred to as “Sensitive Personal Data or Information”.

Cookies Management

This Privacy Policy covers all the Users who visit www.schandpublishing.com and provide their information to [S.Chand online]. This policy seeks to cover private information of the Users provided by them to S.Chand and also cover any information collected by S.Chand server from the Users browser. All the information collected from the Users or from their browser shall be used to provide the Users with the best possible services. Information of Users shall not be shared with any third party unless required to improve the services being offered by S.Chand. S.Chand may also disclose the information about you as permitted or required by applicable laws.

Further, extremely sensitive information like Your credit-card details are transacted upon secure sites of approved payment gateways which are digitally under encryption, thereby providing the highest possible degree of care as per current technology. You are advised, however, that internet technology is not 100% safe and You should exercise discretion on using the same, still we will take all measures to safeguard to secure your transaction details and personal details. We uses an online payment gateway that is operated by a third party and the information that.

You share with us is transferred and shared with such third party payment gateway operator. The said operator may also have access to your online purchase history/details that You make from the Website.

Disclaimers and Limitation of Liability

All Content on this website are provided to you on an "as is" and "as available" basis without warranty of any kind either express or implied including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy. It is the responsibility of the User to evaluate the accuracy, completeness or usefulness of any opinion, advice or other content available through this website.

You agree that S.Chand, its affiliates and their respective directors, employees, officers, representatives and agents will not be liable, whether in contract, tort, strict liability or otherwise, for any direct, indirect, punitive, special, consequential, incidental or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the use of this website, or with the delay or inability to use the website, even if S.Chand is made aware of the possibility of such damages. You hereby exonerate S.Chand from any liability with respect to the same. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user’ss equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure event. S.Chand cannot and does not guarantee continuous, uninterrupted or secure access to this website.

The Content, software, products and descriptions of services published or made available on this website may have inaccuracies or typographical errors, and S.Chand specifically disclaims any liability for such inaccuracies or errors. Changes are periodically made to the Content on this website and S.Chand may make improvements or changes to this website at any time.

General

1. You undertake that you shall not submit, upload or post to our forums any content which
   1. libels, defames, invades privacy of any person, or is obscene, pornographic, abusive, or threatening;
   2. infringes any intellectual property including anyone’s copyrights or trademarks or proprietary and, other right of any person or entity;
   3. falsifies or deletes author attributions, legal notices or other proprietary designations;
   4. violates any law;
   5. 1. advocates illegal activity; and
   6. contains viruses, corrupted files, or other materials that may cause damage to another’s computer, by posting any content on our forums, you automatically agree to indemnify S.Chand its associates and their respective director, officers, employees, representatives and agents from and against any and all third party claims, demands, liabilities, costs or expenses, including reasonable attorneys’ fees, resulting from your breach of these posting restrictions.
2. By posting any content on our forums, you automatically grant to S.Chand a perpetual, royalty-free, irrevocable and unrestricted worldwide right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute the posted content or incorporate the posted content into any form, medium, or technology now known or later developed for any purpose, including advertising and promotion, and you automatically waive all "moral rights" with respect to the posted content.
3. These terms shall be governed by and construed according to the laws of India. Whenever possible, each provision of these terms shall be interpreted in such manner as to be effective and valid under applicable law, but if any provision is deemed prohibited or invalid under applicable law, such provision shall be ineffective to the extent of such prohibition or invalidity without invalidating the remainder of such provision or the remaining provisions of these terms. All dispute shall be subject to Delhi jurisdiction.